Skip to content
Automation Squad

Role

AI for Credit Analysts

Robert MacKelfresh

By Robert MacKelfresh

Founder, Automation Squad

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

Credit Analysts · O*NET 13-2041.00 · Job Zone 4 · sourced from the U.S. Department of Labor occupation database

Automation coverage

15 of 40tools on this list have an AI solution available today

Counted by matching the tools this occupation is documented as using against a corpus of 226,452 AI products, MCP servers, skills and connectors. Where a tool has no match, we say so rather than inventing one.

AI you can use for this job

24 matched to the tools credit analysts use. Showing 24.

The tools this job actually uses

41 documented for this occupation. Showing 40, hot technologies first. A filled dot means an AI solution exists for it.

  • Microsoft Excelhot
  • Microsoft Office softwarehot
  • Microsoft Outlookhot
  • Microsoft PowerPointhot
  • Microsoft SQL Serverhot
  • Microsoft Visual Basichot
  • Microsoft Visual Basic for Applications VBAhot
  • Microsoft Wordhot
  • Pythonhot
  • SAP softwarehot
  • SAShot
  • Structured query language SQLhot
  • CGI-AMS BureauLink Enterprise
  • CGI-AMS CACS Enterprise
  • CGI-AMS Strata
  • Credit adjudication and lending management system CALMS
  • Credit and risk analysis software
  • Credit fraud detection software
  • Dun and Bradstreet Global DecisionMaker
  • eCredit Enterprise
  • Equifax Advanced Decisioning
  • Equifax Application Engine
  • Equifax InterConnect
  • Experian Credinomics
  • Experian Detect
  • Experian FraudShield
  • Experian Quest
  • Experian Retention Triggers
  • Experian Strategy Management
  • Experian Transact SM
  • Fair Isaac Application Risk Model Software
  • Fair Isaac Capstone Decision Manager
  • Fair Isaac Falcon ID
  • Microsoft Dynamics
  • Moody's KMV CreditEdge
  • Moody's KMV Decisions
  • Moody's KMV Financial Analyst
  • Moody's KMV Risk Advisor
  • Moody's KMV Risk Analyst
  • Oracle Business Intelligence Enterprise Edition

What this job involves

11 documented tasks, most important first. Showing 11.

  1. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  2. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  3. Generate financial ratios, using computer programs, to evaluate customers' financial status.
  4. Prepare reports that include the degree of risk involved in extending credit or lending money.
  5. Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
  6. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  7. Contact customers to collect payments on delinquent accounts.
  8. Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.
  9. Review individual or commercial customer files to identify and select delinquent accounts for collection.
  10. Confer with credit association and other business representatives to exchange credit information.
  11. Consult with customers to resolve complaints and verify financial and credit transactions.
← All roles